The capital chain breaks into a difficult problem

Over the past 20 days, the “Occupy Wall Street” campaign lasting more than 20 days has caused a sensation in the world, and China across the ocean is not calm.

Electrical and Mechanical Online Xiao Bian learned that due to the break in the capital chain, a number of enterprises in Wenzhou have closed down, and many small and medium-sized business owners have "run the road." Up to now, more than 90 bosses have left their debts. In southern China, small and medium-sized enterprises in the Pearl River Delta have also been drawn into the “storm eye” that is generally concerned by society. Due to the deteriorating funding problems, the development of small and medium-sized enterprises has come to a dangerous situation of "death." Some bosses were overwhelmed and even committed suicide by jumping to the building.

In this unprecedented "catastrophe," what will happen to the hardware and electromechanical companies that occupy the majority of the market share? Electromechanical online Xiao Bian and everyone to discuss the potential risks encountered by small and medium-sized hardware and electronic enterprises, as well as the survival crisis.

After the financial monopoly breaks down in the “close down tide” of this small and medium-sized enterprise in Wenzhou, Mechatronic believes that this is due to a highly monopolistic financial system. Under the current financial system, large-scale financial institutions are naturally patriotic, large-scale or government-owned financing platforms. They often obtain most of the credit resources and the financing needs of SMEs cannot be met. Taking Zhejiang as an example, some surveys have shown that the banking system can provide SMEs with credit lines that can only meet the financing needs of 10% of SMEs, and about 90% rely on financing outside the system. Among the hardware and electromechanical enterprises, SMEs still occupy a relatively large proportion. However, financial monopolies make them have no policy space, and they are not satisfied with the financing needs. Naturally, there may be a phenomenon of bankruptcy.

Private lending is a hidden hardware and electronic SMEs in the financing needs are real, but they do not get the credit line of the right bank institutions, thus, private lending also came into being. However, private capital lending does not have imaginary insurance. On the one hand, there are many reasons why small businesses, especially micro-enterprises, have no difficulty in accessing and obtaining **. Even if they can make loans, SMEs can hardly afford to bear high prices. **cost. On the other hand, once there is a problem with private lending, the phenomenon of dominoes will emerge. In the hardware and electromechanical industries where small and medium-sized enterprises occupy half of the country, once there is a problem, the tide of closure will be like a snowball, and it will be out of control. The phenomenon of lending in Wenzhou area should be said to be a microcosm of the country's non-governmental finance, reflecting the representativeness of private finance at this stage. Here, the electromechanical online editors reminded businesses to take active measures to fundamentally solve problems in the face of financial problems.

Going to work to find a coup to face the complex changes in the economic situation at home and abroad, many small and medium-sized hardware and electronic enterprises have deteriorated the survival and development of the environment. In the catastrophe, hardware and electromechanical companies must calmly face and find a coup to resolve the crisis.

According to the online edition of Electrical and Mechanical Systems, Qingyi Industrial Co., Ltd. from Taiwan has done a very good job. In times of crisis, the company is aiming at the "DIY" family, constantly innovating the appearance and style of the products, and skillfully excavating the "home economy". Containing hardware business opportunities, in the domestic and international economic changes and the continuous appreciation of the situation, to ensure the company's basic operating performance.

In addition, Century Hardware Tools Technology Co., Ltd. also performed well. The company negotiates exchange rates with overseas customers. In a certain period of time, the transaction behavior of both parties is based on the exchange rate of consultation, which, to some extent, reduces the burden of the company due to promotion of ***. It is hoped that some hardware and electromechanical companies can really break down the exchange rate pressure after they are adopted.

The ever-increasing financial crisis has made every enterprise tense. The electromechanical online editors also reminded businesses to actively respond to problems, fundamentally solve problems, speed up the transformation and upgrading of enterprises, improve brand building capabilities, and master core technology capabilities. To ensure the steady development of enterprises.

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