If you plan to decorate in one step, this is really a big deal for families with a monthly income of around 7,000 yuan. In this issue, we recommend to you a comfortable decoration with a price of less than 100,000 yuan and a practical decoration of 30,000 yuan. If your money is not enough, you can also apply for a loan.
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Relax the budget to 100,000 yuan to list the "4-4-2" formation. This football formation is also suitable for decoration. Specifically, when designing a renovation project, you should choose a decoration company with a strong design ability and a good reputation. Determine your favorite decoration style by looking at example photos and design illustrations, and clearly tell the designer the decoration budget. At around 40,000 yuan, ask them to design a renovation program.
If you like the feeling of wood, you can choose oil, because the use of red and white in the two years at home is too much, it is best to use less or not. White maple can be used in light colors and teak can be selected in dark colors. The texture of these two high-grade woods is good. White maple has a relatively high technological requirement. It is best to choose a decoration company to look at the physical model of white maple construction.
Like white can choose to contaminate, if the oil is better than the clear oil to do some more expensive, this is because the effect of mixing the oil needs a good oil painter to deal with the method, and carry out a number of grinding, labor costs materials. Also choose premium paints such as fenlin, dulux or giraffe.
Determined the decoration style, you need to use 40,000 yuan to buy the main decoration. On the ground floor, you can purchase high-grade laminate flooring of around 150 yuan per square meter, or wood flooring ranging from 140 yuan to 400 yuan per square meter for teak, gold sandalwood, etc. If you are frequent visitors, you can also choose stone or floor tiles. Items cost about 10,000 yuan. In the kitchen and bathroom, you can choose tile tiles of â–¡ bees, Romans, champions, etc. from RMB 80 to RMB 120 per square meter, costing around RMB 8,000; Sanitary ware You can choose some common products from joint ventures or imported products. The cost is controlled at about 5,000 yuan; the hardware includes taps, door locks, door stoppers, handles, switches, rails for sliding doors, etc. The track can take into consideration the excellent quality and affordable Xingda track, and the faucet can use the Italian Cajida faucet. The total cost is controlled within 5,000 yuan. Cabinets can be considered Kebao, Shanjia and other domestic high-end brands.
The last remaining 20,000 yuan, used as accessories. You can choose lamps in specialty stores such as IKEA. In addition to the main lights, the price of each lamp is controlled within 400 yuan and is expected to cost around 5,000 yuan. You can purchase curtains and fabrics in the middle-grade upholstery fabric city. This item costs 4,000 yuan; decoration painting and picture frame selection can not be sloppy, and you can go to high-end galleries such as COFCO Plaza to make sure that paintings are not greedy and greedy, but the box must be delicate and cost 3,000 yuan; in addition, Flowers, vases, and trinkets cost around 3,000 yuan. In the end, leaving 5,000 yuan as a reserve fund, after all, there will be many unexpected costs in arranging a new home. It is best to consult with the designer's opinions. Their experience has been tested in practice for countless times.
Practical decoration only 30,000 yuan
Just want to spend about 3 million for decoration, we provide you with a practical program for reference.
17,000 yuan to pay for the decoration company, ask them to design a fitting-out plan and make some furniture with more suitable dimensions such as shoe cabinets, wardrobes, closets, cupboards, bookcases, etc. In addition to the living room and the entrance to do the necessary treatment, do less modeling and decoration, do not do the top corner line and large dumb mouth, window cover, the door to try to use the molded door, not only saves money, but also simple and stylish.
If you like woody feeling, you can choose clear oil, it is best to use economical main materials such as ash, like white can choose to mix oil, it does not require high requirements for the main material, you can choose cheap pine and so on. However, the effect of mixing oil needs good oilman and good paint, and it is recommended to use high-grade paint.
With 5,000 yuan to buy decoration materials, many people will think too little, but as long as careful planning is possible. The ground can buy about 70 yuan per square meter of composite flooring, or about 50 yuan per square meter of domestically produced floor tiles. It costs about 1,500 yuan in most cases; Sanitary ware can choose some domestic products and cost about 2,000 yuan; hardware includes Faucets, door locks, door stoppers, handles, switches, etc. Try to use popular brand products and spend less than 1,500 yuan.
Finally, the remaining 3,000 yuan used as accessories, the price of each lamp is controlled at 80 to 120 yuan, curtain rod price is about 20 to 50 yuan, curtains can go to Muxi Park, etc. to look at the fabric wholesale city, where 30 yuan per meter The mid-range fabric to 150 yuan is dazzling. Designers can be invited to buy decorations and furniture.
Apply for a personal renovation loans <br> <br> application method before renovation loans must first understand the following: improvement loans, money can only be used to pay for the construction and maintenance of home decoration, money and other material related to the decoration; decoration is not yet provident fund loan.
At present, the minimum loan amount for a decoration loan is RMB 5,000 (including 5,000 yuan), and the maximum loan amount cannot exceed 150,000 yuan (including 150,000 yuan). Among them: If you use a mortgage loan, the loan limit will not exceed 70% of the value of the mortgage; if you apply for a home improvement loan using a house that has been mortgaged as a mortgage, the total mortgage rate of these two loans cannot exceed 80%. . If the loan is secured by pledge, the loan amount does not exceed 80% of the value of the pledge. The minimum period for renovation loans is six months, and the maximum period is not more than five years (including five years). The loan interest rate shall be in accordance with the personal consumer loan interest rate set by the People's Bank of China over the same period. That is to say, the annual interest rate for half year to 1 year is 5.58%, the annual interest rate for 1 to 3 years is 5.76%, and the annual interest rate is 3 to 5 years. It is 5.85%.
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